I’m continuing my series of 40 Things I’ve Learned By Age 40.
31. While it may not be the wisest course of action, debt is not a sin (unless God has specifically told you not to do something and you do it anyway). Being in debt and paying it back according to the agreement and in a timely manner is not a sin. Taking on debt and not paying it back is the problem.
32. No matter how tired I am, I always get up and take a shower, put on clean clothes, and do my hair and makeup. In forty years, I can probably count on two hands the number of times I’ve been so sick I couldn’t find the strength to get up and do these things (including a couple of months of morning all day sickness). No matter how tired or depressed or overwhelmed I’ve been by life, I always feel better if I know I at least look good.
33. How you dress impacts how you act and how others view you.
34. Make new friends, but keep the old. One is silver and the other gold. This is so true. I am thankful for new friends, but the greatest treasures are the friends who have been a part of my life for many years. Old friends can often offer you perspective that your newer friends can’t because they know the paths you have walked with God and can remind you when you grow weary.
35. Laugh or cry. I’ve learned to choose laughing more often than not. If you are fortunate enough to have a spouse who follows this as well as friends, you are rich indeed.
36. It is not a sin to pay retail. It is not a moral failing to pay full price. It is not a sign of weak Christian character to want something new instead of settling for something used or thrifted. While there is value and merit in being frugal and making the most of your money, you are not a horrible person if you run out of Tide and have to pay full price because your stash ran out.
37. If God makes you wait or puts a restraining hand on you, there is a reason. More times than I can count, I kept meaning to do something and was delayed. Eventually I realized why I was delayed. It wasn’t me procrastinating. It was God restraining.
38. Excellence is worth pursuing. Perfection is not.
39. You can frequently save time or money, but rarely both. It takes wisdom and discernment to know which way to go and it frequently has to be decided on a case-by-case basis in daily living. While I like to save money, I also like my time and my time is frequently related to the value of my relationships. And so I’m thankful to live in day of fast food, convenience foods, and other services that allow me more time as a trade-off for some of my money. Sometimes it is a trade-off well worth making. The bottom line in life is not about saving a buck.
Tomorrow I’ll do #40 – the greatest thing I’ve learned along the way the past 40 years.
See all of the posts in this series:








